Mei-Ling Chen
Engagement partner. Former bank AML manager; leads CDD sampling design and board briefings.
About
A small audit practice built around AML file truth
Digital API Service grew from practitioners who spent years inside Taiwanese compliance units — then chose to work as independent reviewers so boards could hear unvarnished findings.
Why we exist
Anti-money-laundering programmes fail quietly: incomplete beneficial ownership charts, alert narratives that rubber-stamp closures, committee minutes that never record challenge. Supervisors eventually notice. Our mission is to surface those weaknesses early, in language operations teams can remediate.
We work from Tunghsiao Town, Miaoli Hsien, and travel across Taiwan for fieldwork. The brand name reflects our origin serving digital-era remittance and payment firms — the craft remains classic audit sampling and professional judgement.
How we approach clients
- Speak in the vocabulary of CDD files, SAR pathways, and corridor risk — not abstract frameworks.
- Prefer severity-ranked findings over long catalogues of minor style issues.
- Keep management briefings candid; we will not soften a material gap to protect a relationship.
- Respect confidentiality: working papers stay controlled, and we do not reuse client examples in marketing without consent.
People
Practitioners you will meet
Wei-Han Lin
Senior auditor. Focuses on remittance corridors, agent oversight, and transaction-monitoring narratives.
Yu-Hsuan Park
Audit associate. Coordinates document requests, working-paper quality, and remediation re-tests.
Values in practice
Independence. We do not sell monitoring software or take implementation fees that would compromise our opinion.
Proportion. A community credit cooperative and a multi-corridor remittance firm do not receive identical sample sizes.
Clarity. Findings name the file, the control, and the risk — not a vague “enhance awareness” recommendation.
Talk with the practice